Official platform document

38win Terms and Conditions – Clear Rules for Bettors

This document sets out the rules governing the use of the 38win platform: registration, Sports Betting, Live Casino, bonuses, deposits and withdrawals, privacy, and responsible gambling. Please read carefully — by creating an account, you agree to all the terms described here.

Last updated: January 2026 · Version 3.1

1. Acceptance of Terms

By accessing, browsing, or using any feature of the platform 38win, available at 38win.world, you confirm that you have read, understood, and fully agree to these Terms and Conditions, as well as our Privacy Policy and all other guidelines published on this site. If you do not agree with any part of this document, you should not create an account or use the services of the 38win.

Simply registering on the platform constitutes full and irrevocable acceptance of these terms. Continued use of the 38win following the publication of updates to this document constitutes acceptance of the revised versions. We recommend that you periodically review this page to stay informed of any changes.

These Terms and Conditions are governed by Brazilian law applicable to the entertainment and betting industry. Any dispute will be resolved preferably through mediation — and, if necessary, before the courts of São Paulo, Brazil.

2. Eligibility and Registration

2.1 Age and residency requirements

Use of the platform 38win is available exclusively to individuals aged 18 or over who are residents of Brazil. Registration and use of the platform by minors is strictly prohibited under any circumstances. The 38win may request proof-of-age documents at any time, and any account held by a user under 18 will be closed immediately, with any remaining balance returned to the original payment method.

2.2 One account per person

Each user may hold only one active account on the 38win. Creating multiple accounts with the same CPF, email address, phone number, or device is not allowed. Opening multiple accounts — whether to claim multiple welcome bonuses, bypass restrictions, or for any other reason — is considered a serious violation of these terms and will result in the immediate suspension of all accounts involved and the cancellation of any pending bonus balances.

2.3 Accurate registration information

By registering, you agree to provide accurate, complete, and up-to-date information: your full legal name as it appears on your official ID, a valid CPF, your actual date of birth, an active email address, and a Brazilian mobile number with area code. Providing false or outdated information may result in account suspension or closure, and the 38win reserves the right to hold withdrawals until identity verification has been successfully completed.

2.4 Identity verification (KYC)

The 38win uses identity verification processes (KYC — Know Your Customer) as a security measure and to comply with international anti-money laundering guidelines. Full verification is required before your first withdrawal and may include submitting a government-issued photo ID (national ID, driver's license, or passport), recent proof of address, and in some cases a selfie with your document. The review period is up to 48 business hours after all requested documents have been submitted.

3. Account Management

You are solely responsible for keeping your account on the 38win. Keep your password confidential and do not share it with anyone. If you suspect unauthorized access to your account, contact support immediately at suporte@38win.world or via live chat. The 38win is not liable for losses resulting from the voluntary or involuntary sharing of login credentials by the user.

Your account on the 38win is personal and non-transferable. Selling, transferring, or assigning accounts between users is not permitted. The balance in an account cannot be moved to another account on the platform — any movement of funds must go exclusively through the available deposit and withdrawal methods.

Accounts inactive for more than 12 consecutive months may have any unused bonus balance automatically expire. Real-money balance remains available for withdrawal regardless of the period of inactivity, as long as identity verification has been completed.

4. Deposits and Withdrawals

4.1 Accepted payment methods

The 38win accepts Brazilian payment methods only. Available deposit and withdrawal options include: Pix (QR Code and Pix key), boleto bancário, Visa and Mastercard credit and debit cards, PicPay, Mercado Pago, and TED bank transfers from any Brazilian bank — including Nubank, Itaú, Bradesco, and Banco do Brasil. Cash payments, cryptocurrencies, and international transfers are not accepted.

4.2 Limits and timeframes

The minimum deposit at 38win is R$ 20.00 per transaction. The minimum withdrawal is R$ 30.00. Pix deposits are credited in up to 10 seconds. Boleto bancário deposits take up to 1 business day after payment. Pix withdrawals are processed within up to 5 minutes of the request, including weekends and public holidays. Withdrawals via other methods may take up to 3 business days. The 38win does not charge fees on deposits or withdrawals.

4.3 Withdrawals and verification

All withdrawals must be made to a payment method registered under the same account holder's name. Withdrawals to third-party accounts are not permitted. The 38win reserves the right to request additional documentation for withdrawals exceeding R$ 5,000.00 per month, as a security and compliance measure. If irregular activity is suspected, a withdrawal may be temporarily held pending an internal review — the user will be notified by email if this occurs.

5. Betting Rules

All bets placed on the 38win are final once confirmed by the system. A bet cannot be cancelled after confirmation, except in specific situations outlined in each game mode's rules or when the 38win identify a technical error in the odds display. In cases of a manifest odds error — for example, odds of 100.00 on a clear favorite — the 38win reserves the right to void the affected bets and return the staked amount to the user's balance.

Bets on events that are cancelled or postponed by more than 36 hours will be automatically voided and the staked amount returned to your balance. If an event is temporarily suspended and resumed within 36 hours, all bets remain valid. Official results published by the governing body of each competition — CBF for the Brasileirão and Copa do Brasil, CONMEBOL for the Libertadores and Sul-Americana, UFC for MMA — are the results used to settle bets on the 38win.

5.1 Live betting

Live bets on the 38win are subject to the specific conditions of each market. The platform may temporarily suspend live markets during key moments (goal, red card, timeout) to recalculate odds. Bets confirmed before a suspension remain valid. The 38win is not responsible for connection delays that prevent a live bet from being confirmed.

5.2 Betting Limits

The minimum bet on the 38win is R$ 2.00. Maximum limits vary by sport, competition, and specific market, and are displayed on the confirmation screen for each bet. The 38win reserves the right to adjust individual betting limits based on account usage profile, without prior justification.

6. Bonuses and Promotions

The bonuses offered by the 38win — including the welcome bonus, reload bonuses, and seasonal promotions — are subject to the specific terms and conditions published on each offer's page. The general rules that apply to all bonuses are:

  • Each bonus can be claimed only once per user, CPF, address, device, and payment method.
  • Bonus balance cannot be withdrawn directly — the rollover requirement (cumulative wagering) must be met before the bonus converts into real money available for withdrawal.
  • The standard rollover requirement is 5x the bonus amount, placed on bets with minimum odds of 1.50 per selection, within 30 calendar days of the deposit.
  • Bets that are cancelled, voided, or cashed out before settlement do not count toward the rollover requirement.
  • The 38win reserves the right to revoke bonuses where abuse is suspected, such as the use of multiple accounts or betting on both sides of the same event (bonus arbitrage).

The welcome bonus is valid for each user's first deposit only. Deposits made before registration is complete or without a bonus code being activated are not eligible retroactively. Visit the bonus page for detailed and up-to-date rules.

7. Live Casino and Games

The live casino games available on the 38win — including blackjack, roulette, baccarat, and live poker — are provided by internationally certified suppliers: Evolution Gaming, Pragmatic Play, and Playtech. These providers are regularly audited by independent bodies to ensure the integrity of results, which are generated using physical cards and verified decks, visible on camera during play.

The RTP (Return to Player) of each game is determined by the provider and displayed in the game information before each session begins. The RTP of live blackjack at 38win ranges between 98.5% and 99.5% depending on the variant and the player's strategy. The house does not manipulate live game outcomes — any identified technical irregularity results in the affected round being voided and all related bets being returned.

The slots and crash games available on the 38win use certified Random Number Generators (RNG). The RTP for each slot is shown on the game screen. Minimum and maximum bets per round vary by game — amounts are displayed before each session.

8. Responsible Gambling

The 38win believes that betting is a form of entertainment and should be treated as such. The platform offers responsible gambling tools that can be activated directly from the account dashboard, with no need to contact support:

  • Deposit limit: set a daily, weekly, or monthly cap on new deposits. The limit takes effect immediately once configured.
  • Temporary pause: suspend your account for 24 hours, 7 days, or 30 days. During the pause, access to the platform is blocked and no bets or deposits can be made.
  • Voluntary self-exclusion: permanently close your account. Any available real-money balance will be returned via Pix after identity verification is complete.

Use of the platform is prohibited for individuals experiencing gambling-related financial difficulties or who have been diagnosed with a gambling disorder. If you or someone close to you needs help, please contact the Federal Council of Psychology (CFP) or specialized responsible gaming support services available in Brazil.

9. Privacy and Data

The handling of personal data on the 38win complies with the provisions of Brazil's General Data Protection Law (LGPD — Law No. 13,709/2018). Data collected during registration and platform use is used exclusively for: identity verification, payment processing, experience personalization, betting and promotional communications (with the option to unsubscribe at any time), and compliance with legal obligations.

No personal or financial data is sold or shared with third parties for commercial purposes. Data may be shared with operational partners strictly necessary for the platform to function — such as payment providers and game providers — under confidentiality agreements. For detailed information, please refer to our Privacy Policy at /privacy-policy.

10. Conduct and Prohibited Use

Use of the 38win is subject to compliance with this platform's rules and applicable Brazilian law. The following are expressly prohibited:

  • Creating multiple accounts to exploit bonuses (bonus hunting) or to circumvent restrictions;
  • Betting on both sides of the same event (arbitrage) to exploit promotional offers;
  • Use of bots, automated scripts, or any unauthorized software to interact with the platform;
  • Money laundering or any attempt to use the platform for illegal purposes;
  • Sharing an account with third parties or using an account on behalf of another person;
  • Any conduct that interferes with the normal operation of the platform or harms other users.

The 38win monitors betting patterns and platform behavior to identify suspicious activity. If any prohibited practice is detected, the account involved may be suspended or terminated immediately, and any winnings obtained through irregular conduct may be voided and made unavailable for withdrawal.

11. Account Suspension and Termination

The 38win reserves the right to suspend or close any account without prior notice in the event of a breach of these Terms and Conditions, suspected fraud or illegal activity, failure to complete identity verification, or a request from competent authorities. In cases of closure due to a violation, bonus balance is automatically cancelled. Real-money balance will be returned following an internal review, provided there is no evidence of fraudulent activity.

Users may also request voluntary account closure at any time by contacting customer support. In that case, any available real money balance will be returned via Pix after identity verification is completed. The refund is processed within up to 5 business days after verification.

12. Changes to These Terms and Conditions

The 38win may revise these Terms and Conditions at any time, with or without prior notice, to reflect operational, legal, or product changes. The updated version will be published on this page with the revision date shown at the top of the document. Continued use of the platform after any changes are posted constitutes acceptance of the most current version of the terms.

For substantial changes that directly affect user rights — such as changes to withdrawal rules or bonus rollover requirements — the 38win will send an email notification to all users with an active account at least 7 days in advance.

Questions about these Terms and Conditions can be sent to suporte@38win.world. Our team responds in Portuguese within 24 business hours for matters related to this document.

38win's Commitment to Its Users

Behind the formal terms, there are concrete commitments that 38win makes to every bettor registered on the platform.

Clear Rules, No Fine Print

38win's terms are written in plain language so any Brazilian bettor can clearly understand what is and isn't allowed. No important clause is buried in footnotes or unreadable fine print — what's written here is what applies.

Security on Every Transaction

256-bit SSL encryption on all data transmitted. User balances are held in accounts segregated from the company's operating funds. Your financial data is never shared with third parties for any purpose beyond what is strictly necessary for the platform to function.

Fee-Free, Hassle-Free Pix

Pix deposits arrive in up to 10 seconds. Withdrawals processed in up to 5 minutes, every day — including holidays and overnight. No fees on deposits or withdrawals. No minimum waiting period between deposit and withdrawal. 38win's payment rules are designed to make things easier, not harder.

Bonuses with Transparent Terms

All terms for the 38win welcome bonus and other promotions are published before activation. Rollover, time limit, minimum odds, and restrictions — everything is available for you to review before deciding whether to activate any promotion.

Real Responsible Gaming Tools

Deposit limits, account pause, and self-exclusion actually work and are available directly in your account dashboard — no need to open a support ticket or wait for approval. 38win believes betting should be entertainment, not a burden.

24-Hour Support in Portuguese

Any questions about these terms or how the platform works can be resolved via live chat in Portuguese, available 24 hours a day with a response time of under two minutes. Real agents — not bots with generic replies.

Summary of Essential Rules

For those who want the key points before reading the full document. These are the questions 38win users ask most.

One account per CPF

Each individual may hold only one active account at 38win. Duplicate registrations using the same CPF or device are automatically blocked and any bonuses are cancelled.

18+ required

Use of the platform is restricted to users aged 18 and over. 38win verifies age at the time of the first withdrawal and may request documentation at any time.

Bonus rollover: 5x in 30 days

The standard requirement to convert a bonus into real money is to wager 5x the bonus amount on bets with minimum odds of 1.50, within 30 days of the deposit.

Withdrawals to the same account holder only

Withdrawals on 38win must be requested to the same payment method and account holder used at registration. Withdrawals to third-party accounts are not processed.

Confirmed bets are final

Once confirmed by the system, bets cannot be cancelled by the user. Exceptions apply only to technical odds errors and cancelled events.

Mandatory KYC verification on withdrawal

A government-issued ID and proof of address are required before your first withdrawal. Documents are reviewed within up to 48 business hours after complete submission.

Bonus Rules Summary at 38win

Rule Welcome Bonus Reload Bonus
Eligibility First deposit for new users Users with an active account
Rollover requirement 5x the bonus amount 3x to 5x depending on the promotion
Timeframe to complete rollover 30 calendar days As defined per promotion
Minimum odd per selection 1,50 1,50
Minimum eligible deposit R$ 20.00 As defined per promotion
Duplicate account / duplicate CPF Not eligible — bonus cancelled Not eligible — bonus cancelled
Live bet contribution 100% (same rate as pre-match) 100% (same rate as pre-match)
Cash out during rollover Bet does not count toward rollover Bet does not count toward rollover

Specific conditions for each promotion may vary. Check the bonus page for detailed and up-to-date rules.

Payment Methods Accepted at 38win

Pix
Instant
Boleto Bancário
Up to 1 business day
Credit Card
Immediate
PicPay
Immediate
Mercado Pago
Immediate
TED Bank Transfer
Same business day

Minimum deposit: R$ 20.00 · Minimum withdrawal: R$ 30.00 · No transaction fees · Pix withdrawals in up to 5 minutes

All Clear? Start Betting at 38win

Now that you know the rules, it's time to get started. Create your account in under two minutes, deposit via Pix, and claim your welcome bonus on Brasileirão matches, UFC, or the live casino with Portuguese-speaking dealers.

Create Free Account Claim Welcome Bonus

18+ · Play responsibly · Minimum deposit R$ 20.00 · Withdrawal via Pix in minutes

Frequently Asked Questions – 38win Terms and Conditions

Creating multiple accounts is a direct violation of 38win's Terms and Conditions. When the system detects duplicate accounts — whether through the same CPF, device, IP address, or payment method — all accounts involved are blocked immediately. Bonus balances across all accounts are cancelled. Real money deposits are reviewed on a case-by-case basis and may be returned to the original payment method after identity verification, provided there is no evidence of promotional abuse. The user is permanently barred from creating new accounts on the platform.

No. Bonus balance on 38win cannot be withdrawn directly — it must first be converted into real money by meeting the rollover requirement. The standard rollover is 5x the bonus amount in bets with a minimum odd of 1.50, within 30 days of the deposit. Once the full rollover is completed, the converted amount automatically appears as withdrawable balance. You can track your rollover progress directly in your account dashboard. If the 30-day window expires before the rollover is fully met, any remaining bonus balance is automatically cancelled.

In situations involving suspected fraud, money laundering, use of multiple accounts, or activity that poses an immediate risk to other users, 38win may suspend an account immediately and without prior notice. For routine verifications — such as requests for additional documents on withdrawals above R$ 5,000.00 — the user is notified by email and given time to respond. In cases of suspension due to suspicion, the user is notified by email within 24 hours with an explanation of the situation and the steps needed to resolve it. If the review concludes that no irregularity occurred, the account is reactivated and full access is restored.

KYC verification is required before your first withdrawal. You will need to submit: a valid government-issued photo ID (RG, CNH, or a valid Brazilian passport), proof of address issued within the last 90 days (utility bill for water, electricity, gas, or telephone, or a bank statement in your name), and in some cases a selfie holding your ID next to your face. Documents can be uploaded directly from the account dashboard in JPG, PNG, or PDF format. The review period is up to 48 business hours. Once approved, no further submission is required for future withdrawals, unless your registration details are updated.

If you request voluntary account closure, any available real money balance will be returned via Pix to the key registered on your account within up to 5 business days after identity verification is completed. Any unused bonus balance is automatically cancelled at the time of closure. Once closed, the account cannot be reactivated, but you may open a new account — unless you were banned for a terms violation or opted for permanent self-exclusion under responsible gambling, in which case registration is permanently blocked.
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